$850 & $1,250 BANKRUPTCY

We can complete your bankruptcy in
One day (in most cases)!
And we back it with a 100% money-back guarantee
We do it all the work for you…Just sign your name and file your papers with the Court Clerk in your State!
We can even file the Waiver of Court Fee for you!
We DON’T need your credit report to file!
Give us a call or drop us a detailed email!


Chapter 7: is simply to wipes off the debts and never pays them back again!

To qualify for a Chapter 7, you need to pass the government's means test. In a Chapter 7, you file 45 to 60 pages of paperwork, you go to a trustee hearing, the trustee examines your paperwork and recommends to the court to grant you a discharge, the court grants you the discharge and you are done.

In a Chapter 7: For most debtors, filing of the bankruptcy documents and the trustee meeting is held about 4 weeks later. You will receive a notice in the mail about 4 months later saying that the debts are discharged, never again to be owed.
You are done!

Then we can help by working on your credit and removing the
bankruptcy-in MONTHS not years!


Chapter 13: The goal in a Chapter 13 is to pay back some or most of the creditors, over a 3 to 5 year period. The obvious question that comes up is why would anyone want to pay back their debts if they can get them discharged in a Chapter 7?

There are many reasons why a person may want to file a Chapter 13 instead of a Chapter 7

You may want a Chapter 13 if...

 

You are behind on some of your secured debts and you need time to get caught up. For example, let us say that you are several months behind on your mortgage and you are afraid that they will foreclose on the property, but you do not have the money to get caught up on the arrearage. If you can handle your regular monthly payment of say, $2,000 and you have $8,000 in back payments, it would make sense if you can be given say, 36 months to pay off the $8,000 while you keep up with the regular payments.


  • On the other hand, if you still cannot pay off the $8,000 arrearage in a Chapter 7, then Chapter 13 is your only choice.
  • If you have taken the Chapter 7 means test and do not qualify for a Chapter 7 discharge because your income is too high, then Chapter 13 is your only choice.
  • There is a waiting period of 6 to 8 years between filing repeated Chapter 7s. If you filed a Chapter 7 some years ago and are not eligible to file again for a few more years, but in the mean time, you desperately need protection from creditors, then a Chapter 13 would be the right solution.
  • Finally, there are those who refuse to file a Chapter 7 because of personal ethics. They feel that paying back their debts is the morally right thing to do and they just need some breathing room to do so. For such people, a Chapter 13 bankruptcy is the right solution.

Chapter 7-$850

Chapter 13-$1,250

Payment Plans are available!

Email: Sales@quetell.com


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888-586-3153